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Retirement Strategies For Late Starters

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Want To Be Wealthy? Think Like A Squirrel

September 26, 2016 by andersbaca09@gmail.com

Financial freedom doesn’t happen by accident.

If you want to retire someday, you need to replace your salary with passive income streams to last you the rest of your life. If you are a late starter to retirement savings, retirement planning is more challenging but can be done.

Just think like a squirrel. Oak trees provide plenty of nourishment for the most industrious squirrel.

We need to make the most of what we earn, maybe earn a bit more with a side gig, and invest what we already have wisely.

When I was a teenager, I saw  “abundance” with my own eyes. My father retired from the U.S. Navy and my parents bought an orange grove in Central California. We designated one orange tree for the family’s use and the rest of the fruit was sold.

Just from the one tree, we had way too many oranges for one family!  In fact, we had so many, they would drop to the ground and rot.  My brother and I used to play “orange baseball” with the rotten ones.

We took turns pitching them to each other and hit them as hard as we could with a wooden bat. The goal was to spray the sibling with orange pieces.  We’d come in the house covered in orange juice and orange sections.

In other words, we had plenty of oranges to spare. We were “orange rich.”

“Acres of Oranges”  isn’t quite a fit as a blog name. The concept though is right on. An acorn is a symbol of potential, when it’s small and a symbol of strength when it’s grown.

Hence, I chose acorns. Besides, where I live near Park City, Utah, there are literally acres and acres of acorns from the scrub oaks that dot the hillsides in Summit and Wasatch Counties.

As a 25+ year financial planner, I believe the true sign of financial well being is feeling secure enough to give money away. You are truly wealthy when you can take care of yourself, save for the future, and give right now.

In this blog, I’ll share ways to truly enjoy life — tomorrow is not guaranteed. I’ll provide tips on saving and investing for the future and share lots of ways to give back to your community right now.

This is what Acres of Acorns means to me.

Filed Under: Enjoy Life, Invest

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The Acres of Acorns blog is a resource for late starters (over 40) who are worried they will never have enough money to retire. At the same time, they want to enjoy life today! Traditional financial advice doesn’t apply but you’ll find the right tips right here!

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