Are you trying a “No Spend” month so you can retire early, reduce your debt or get a handle on your budget? Chances are, you’ll fail at your budget. Sorry to tell you this but it’s true. Nothing personal. But if anyone attempts to make a drastic change in their spending in one month, human nature […]
Managing Your Money
To retire earlier, get a handle on your cash flow by doing a “No-Spend-Month.” Then take the difference and fast track your goals. Whether you want to invest for a goal, get out of debt, or boost your emergency savings, a no-spend-month can get you there faster.
Credit card debt is sabotaging your retirement. A recent study by CreditCards.com found 48% of credit card holders have no idea what interest rate they are paying. Chances are if you don’t know your rate, it’s probably not the lowest! To get the best interest rate, you would’ve had to do a little research and negotiation. What […]
This post may contain affiliate links. Please see my full disclosure policy for details. If you want to retire earlier, you need to make smart money moves. One of those moves is to carve out money to invest now to create income streams later. To make this happen, you need to get a bang for […]
This post may contain affiliate links. Please see my full disclosure policy for details. If I had to give my 20-year-old self money advice in one sentence, I’d say, “Bring your lunch and go to Paris.” You see, it may not seem like it, but you are going to make a lot of money over your lifetime. […]
As parents, we want to help our kids no matter what their age. The problem is the world of retirement planning has changed and we want to retire someday! To retire even at 65 is tough. It’s even harder if you are still supporting adult children. The story of Mark and Christina Rotondo, the New York couple […]