How can Baby Boomers pay off debts and remain debt-free forever? This is a guest post by Patricia Sanders Being debt-free is just a dream for many Baby Boomers. Due to the financial crisis in 2008, many people who are now at their retirement age have no savings. Some people have already crossed their retirement […]
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Use These Simple Budgeting Tools To Ensure Your No-Spend-Month Won’t Fail
Are you trying a “No Spend” month so you can retire early, reduce your debt or get a handle on your budget? Chances are, you’ll fail at your budget. Sorry to tell you this but it’s true. Nothing personal. But if anyone attempts to make a drastic change in their spending in one month, human nature […]
A Proven 4 Step Process For Getting Out Of Credit Card Debt (So You Can Retire Earlier)
Credit card debt is sabotaging your retirement. A recent study by CreditCards.com found 48% of credit card holders have no idea what interest rate they are paying. Chances are if you don’t know your rate, it’s probably not the lowest! To get the best interest rate, you would’ve had to do a little research and negotiation. What […]
Finances Are Complicated: How To Know If You Really Have Your Spending Under Control
Where did you learn to spend money in the best way? Nowhere! If you were lucky enough to have financial education classes at school or work, you probably learned to save, invest, and reduce debt. But did anyone ever teach you how to spend money? Living below your means is one of the most important […]