Exercise Your Brain: Take The 4-Word-Story Challenge

 

Many locals in Park City, Utah will tell you, “I came for the winters but stayed for the summers.”

There is so much to do in Park City in the summer; hiking, mountain biking, outdoor festivals, concerts, and so much more. In fact, there is almost too much to do if you live here full time.

My furniture carries a thin layer of dust, as my living room only gets a quick vacuum on the weekends. I’d much rather be out enjoying the beautiful summer days in the mountains than being indoors.

I asked a few locals to share what makes them happy in the summers at Deer Valley Resort in a “four-word-story.” This is an idea I picked up from writer, Maya Kachroo Levine, who collected stories from people of all ages on what made them really happy. Why don’t we try it here in Park City?

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Should I Pay Off My Mortgage Before I Retire?

 

Many people, including me, dream of having a “mortgage burning” party the week they retire. The very thought of making my last mortgage payment makes me jump for joy. No mortgage payment means peace of mind, freedom and a strong sense of security.

But is it a false sense of security?

Given today’s low interest rate environment, it might make sense to hold onto a mortgage, since the cost of money is relatively inexpensive. With the uncertainty around health care costs, maybe it’s not smart to tie up assets in an illiquid investment.

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Big Money Wasters: Break These 10 Expensive Habits Today

 

While we may have goals to build a solid emergency fund, buy a home, retire early, or pay off debt, sometimes we can be our own worst enemy.

Let’s face it — we all make poor money choices. Sometimes we may even be sabotaging our finances unconsciously. We are only human, after all.

Breaking those bad financial habits can get us closer to meeting our goals.

Here are a few to avoid:

  1. Letting groceries go to waste because you picked up takeout on the way home.

I have to raise my hand here and say “guilty,” because I’ve done this many times in the past. When you are hungry and tired after a long day at work, it is tempting to pick up food on the way rather than taking the time to cook.

Financial Planner tip: Plan meals ahead with a weekly system. Add “take out” to the meal plan on certain days when you know you won’t want to cook. Set up the slow cooker or make extra meals and freeze them to make weeknight dinners easy.

Check out Just a Girl and Her Blog for some free printable weekly meal plans.

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